Travel benefits, enhancing customer awareness of new benefits and credits

Role

Senior UX Designer

Platform

Native + Web

Type

0-1 Feature

Company

JPMorganChase

★ Best Viewed on Desktop ★

Background

Chase Sapphire Reserve, JPMorgan Reserve, and Sapphire Reserve for Business conducted a benefits refresh mid-2025. This included new statement credits - cash reimbursed on certain bookings. The business wanted to elevate these new credits in Chase Travel.

How might we enhance customer awareness of new statement credits in Chase Travel?

Outcome

We built a new travel benefits experience customers could access while booking.

Full launch to

1.75mil

new accounts and 2.7mil existing Reserve accounts in 2025.

increased conversion by

+5.6%

to search in 90 days on web and +3.4% on native.

initial engagement

18,720

clicks on 1st day releasing to existing users (no marketing).

supported cash spend of

+20%

on premium hotels one week post-launch due to new hotel credit.

Accessing statement credits

Exploring travel benefits

Discovery

The initial ask was a static marketing banner announcing the new credits. Before jumping to this solution, I reframed this ask to better address the customer need.

⚡ research insight ⚡

Customers were unaware of many high-value travel benefits, including credits, despite actively shopping for travel.

Problem shift

Help cardholders understand the full value of their benefits.

New direction

  1. Surface relevant travel benefits to educate customers closer to their booking experience.

  2. Make credits actionable to motivate travel booking.

design

We introduced a personalized approach to surfacing travel benefits (including credits) to build a foundation for clearer value communication.

Impact: Improved how customers discover and understand travel benefits while supporting business and technical needs.

Old flow: static marketing placement

New flow: benefit experience

Key Challenges

Technical constraints

Personalized credits and benefits required multiple API integrations, creating design constraints. Design stayed flexible and closely partnered with engineering to deliver an adaptable experience.

Evolving requirements

Requirements continued to shift past delivery: credits and benefits were removed and restructured (e.g., annual to semi-annual credits, spend-based unlocks, points value changes). To accommodate this, I designed scalable patterns that anticipated change and minimized rework.

Research Constraints

Legal restrictions prevented testing designs with real customers. To validate ideas, I set up a new process of user testing with internal colleagues.

Solution

We launched a benefits experience in the Chase Travel portal that was:

Personalized

Real-time statement credits and renewal dates

Comprehensive

Highlighted all travel benefits through an existing API

Scalable

Laid a foundation for new features and shifting requirements

Consistent

Applied Chase patterns to 2 different design systems and platforms

Shipped with the 2025 Reserve Benefit refresh to 100% of Reserve customers.

Let's work together. 🪴

Let's work together. 🪴